AI Agent Runtime
Autonomous agents with policy gates and audit trails
Embedded Banking
Multi-rail payments and embedded banking rails
Ledger Systems
Double-entry ledger with mathematical invariants
Reconciliation
OCR ingestion and three-way match automation
Tax Orchestration
Multi-jurisdiction tax compliance and filing
Forecasting & Risk
Predictive cash flow and scenario simulation
NLQ Banking
Natural language queries over treasury data
Corporate Card
AI-enforced spending with real-time policies
Future of Finance
The next generation financial operating system
NEW
Financial Operating System
One unified platform for payments, treasury, spend intelligence, and quantitative investing.
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Startups & Venture
Replace 5-12 disconnected tools from day one
SMBs
One platform for payments, expenses, and growth
Enterprise
Treasury intelligence at institutional scale
Government
Treasury and economic intelligence for public sector
One operating system
Banking, ledger, tax, forecasting, and agents on a single substrate. From first close to institutional treasury.
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PrivacyTermsRiskCompliance

Nonprofit

Fund accounting
built for mission integrity

Restricted funds, grant periods, and board-ready ratios that keep every dollar aligned with purpose.

Fund positions

fund-ledger · restricted & unrestricted4 FUNDS
FUNDBALANCERESTRICTION
Unrestricted Operating$4,820,000None
Temporarily Restricted · Education$1,240,000Program use
Permanently Restricted · Endowment$12,600,000Corpus locked
Board Designated · Reserve$2,100,000Board policy

Grant portfolio

  • Ford Foundation · Equity Initiative$850,0002025-2027Active
  • Gates Foundation · Health Access$1,200,0002024-2026Active
  • Local Community Trust$180,0002025Reporting

Mission ratios

82%Program Expense Ratio
0.18Fundraising Efficiency
6.4Working Capital Months
4.2%Endowment Draw