Realtime
Intelligence

Access real-time payment rails and AI-enforced spending infrastructure.
Instant, transparent, available 24/7/365.

POST /v1/cards

{
  "id": "card_123",
  "status": "active",
  "spend_limit": 50000,
  "currency": "USD"
}

One card. Infinite control.

A beautifully crafted physical card that acts as the hardware key to your entire financial operating system. Fully connected from day one, giving you complete visibility into every transaction before it settles.

Multiply in milliseconds.

Generate unlimited virtual cards for vendors, subscriptions, and team budgets. Each programmable, each uniquely controllable. Issue a card for a specific SaaS tool and watch it auto-expire exactly when the contract ends.

Enforced at the swipe.

Policies execute in real-time. If a transaction violates a rule, the AI declines it instantly. No more end-of-month surprises, no more chasing down missing receipts. Intelligence built directly into the payment rail.

Global Treasury Native.

Cards automatically route through our global treasury network. Spend in 140+ currencies with zero FX markup, while idle balances continuously earn algorithmic yield.

Programmable API.

Every card is a software primitive. Issue, freeze, and set highly granular, dynamic limits via our API before the physical card even arrives.

The Apex of Financial Engineering

We fused the raw speed of direct network connections with the limitless programmability of advanced AI.

Predictive Authorization. Evaluate millions of data points and execute complex risk policies in milliseconds before a transaction even clears.

Bidirectional Command. Deploy virtual infrastructure, manage global physical fleets, and achieve instantaneous reconciliation across all ledgers.

Turing-Complete Control. Architect custom spending limits, granular merchant locks, and multi-node approval chains through a single, elegant API.

Live Intelligence. Military-grade AI categorization, automated receipt parsing, and proactive anomaly detection applied to every swipe.

Not just a card.
An operating system
for your capital.

Code the rules of money

Every card is a programmable primitive. Set budgets, merchant locks, and multi-level approvals using a clean, modern API. Catch webhooks the millisecond a transaction clears.

Real-time authorization via secure webhooks
Dynamic per-transaction limits computed on your servers
Automatic receipt matching using AI parsing

POST /v1/cards/virtual

curl https://api.sigmapointpi.com/v1/cards \
  -H "Authorization: Bearer sk_live_..." \
  -d type="virtual" \
  -d currency="USD" \
  -d controls='{
    "daily_limit": 5000,
    "allowed_categories": ["cloud_infrastructure", "software"],
    "blocked_merchants": ["acme_corp"]
  }'

Built on the core platform

The card feeds data directly into the SigmaPointPi ecosystem.

Spend Intelligence

Machine learning categorizes every transaction with 99.2% accuracy. Predictive models forecast end-of-month spend dynamically.

Treasury & Yield

Idle cash on your cards automatically sweeps into high-yield algorithmic investing strategies. Grow money while you spend.

Global Payments

Native integration with major payment rails (ACH, Wire, SEPA). Move money into and out of your card programs instantly.

RealtimeIntelligence