Solo seller

One person, selling, with the accounting that keeps the tax bill from being a surprise.

Solo seller in SigmaPointPi
/verticals/solo-seller

A one-person business does not need a general ledger course. It needs to know what came in, what is deductible, what to set aside for tax, and what is actually left.

This is the same engine underneath as everything else, presented for someone with no bookkeeper. Income and expenses categorise as they arrive, the tax set-aside is calculated as you earn rather than in April, and the take-home figure is what remains after both.

Set aside as you earn
Estimated tax accrues per payment received, so the quarterly is already funded
Schedule C ready
Categories map to the actual form lines rather than to invented buckets
Take-home
What is left after deductible costs and the tax set-aside, which is the only figure most solo sellers want

Where everything sits

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How to work this page

Connect the account you get paid into

Income and expenses categorise automatically from there. A personal account mixed with business use can be handled, but a separate account makes everything after this easier.

Confirm the categories

Anything uncertain is asked rather than guessed. Confirming a category once teaches it for that merchant permanently.

Watch the set-aside grow

A percentage of every payment received is reserved against estimated tax. When the quarterly arrives the money is already accounted for.

Photograph receipts as you get them

Fields read on capture and match to the transaction. A receipt captured at the till is a deduction you keep.

On a phone

Solo seller on iPhone 15 Pro Max

Every figure from the desktop appears here, stacked rather than reduced. Tables scroll inside themselves so the page never moves sideways, and figures keep their separators and their alignment at every width.

Questions people actually ask

Do I need to understand double-entry?

No. It is running underneath, which is why the statements are correct, and none of it is put in front of you.

What if I mix personal and business spending?

Mark the personal ones and they are excluded from both deductions and profit. They stay visible so the account still reconciles.